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insurances

DO YOU HAVE INSURANCE?

It is sensible, responsible and often mandatory to have insurance for yourself or your business. Money One can help you get insured.

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INSURANCE IS VITAL TO ALL SMALL BUSINESSES.

What would happen if were to get injured. how would you keep up your repayments, how would your family get by? We can get you insured.

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CAN YOU AFFORD TO NOT BE INSURED?

Money One can offer you a range of flexible insurance options. Gain piece of mind by giving us a call and speaking to us about your situation.

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Car Insurance

Car Insurance

Money One is number one in car insurance.
Money One offers three types of vehicle insurance cover. Select the type of cover that best suits your circumstances, from:

Comprehensive Cover

You or anyone you authorise to drive your vehicle are covered for loss of or damage to your vehicle caused by an event during the period of insurance. It includes loss or damage to your vehicle caused by another party, whether they are insured or not. It also includes the cover provided by our Third Party Property Damage Cover (refer below). Named Driver option applies if nominated on your Certificate of Insurance. See the PDS below for full details.

Fire, Theft and Third Party Property Damage/Extra Cover

You or anyone you authorise to drive your vehicle are covered for any accidental loss of or damage to your vehicle cause by fire or theft during the period of insurance. Fire, Theft and Third Party Property Damage/Extra Cover also includes Third Party Property Damage Cover (refer below).

Third Party Property Damage Cover

You or anyone you authorise to drive your vehicle are covered for the amounts you must legally pay another person to compensate for loss of or damage to their property if the loss or damage is caused by your vehicle as a result of an event during the period of insurance. For full details refer to the PDS below.

Other product features summary:

Product

Description

No Claim Discount/Rating

A No Claim Discount/Rating (NCD) is a discount off your premium, as indicated on your Certificate of Insurance. The discount increases each year to a set maximum if you do not make a claim that affects your discount. 

Rating 1 For Life

 

You will receive a Rating 1 For Life at no extra cost if:

• You have had a Rating 1 (maximum No Claim Discount) for the past two years with the same insurer, and

• You have had no at fault claims in that time.

Your Rating 1 For Life is guaranteed, while you are comprehensively insured with us it will not be reduced. Cover applies to comprehensive insurance of cars, 4WDs, utilities or vans up to 2 tonnes carrying capacity, manufactured after 1975.

Family Discount

You are eligible for a discount off your comprehensive motor vehicle insurance premium if:

• You are under 25

• You or any listed driver have not had any at fault claims or accidents in the past five years 

• At least one of your parents has a current comprehensive motor vehicle insurance policy with us on a maximum No Claim Discount/Rating

• There have been no at fault claims under your parents policy in the past 12 months

• Both your policy and your parents policy cover a car, 4WD, utility or van up to 2 tonnes carrying capacity, manufactured after 1975.  

Download the Product Disclosure Statement for full details.