Below is a list of questions that are often asked about our services at Money One. If you wish to read the answer simply click on the question and the answer will appear.
If you have any problems or your question remains unanswered please feel to contact us 24 hours a day on 1300 770 599, or by clicking here.
Money1 are focused purely on Australian customers. We are proudly Australian owned and operated.
Yes our expert consultants are available to speak with you 24 hours a day. Call 1300 770 599 now.
No, there is no cost and no commitment. Our consultants are here to help so why not give our experts a ring and have a chat.
We can help practically everybody no matter what their financial situation, so the quickest way to find out if we can help is to give us a call or contact us online.
Yes we can help you establish a credit history.
In most cases no.
At money One we will asses your over all profile and put it to the right lender the first time.
Yes. We have access to car wholesalers and we can save you $$$$. This is a service we provide for most of our customers.
Be as clear and precise with the information you give to the person taking your application, remember our job is to get you approved.
Yes you can in most cases. Our finance consultants will work with you every step of the way. Our aim is 100% success rate.
Usually within 24 hours.
You can do it over the phone, It can take from 10 min to 20 min it depends on how quick you provide the information to us.
A finance lease is a business facility which suits sole traders, partnerships, companies and individuals. A finance lease is an agreement between the customer and the financier where the financier purchases the vehicle on behalf of the customer and then leases it back to the customer. The customer pays a fixed monthly payment for the term of the loan. At the end of the term the customer has the option to either refinance the residual, trade the vehicle in or take ownership of the vehicle. As the customer is only leasing the vehicle from the financier, the financier retains ownership of the vehicle; therefore they claim back the GST price on the vehicle. The loan amount is reduced as the GST is deducted. GST is charged on the monthly repayment and on the residual. If you are registered for GST you are able to claim some or all of the GST charges as input credit. Finance lease is suitable for businesses that want lower repayments with the option of upgrading the car at the end of the loan.
A consumer car loan is a personal finance transaction where the financier lends funds to the customer enabling them to purchase the vehicle of their choice. In return, regular monthly payments are made and the financier takes security over the vehicle.
Unlike the banks, or when applying for credit cards, Money One will not blindly process your application. Based on your application submission Money One will only lodge your application once we have made our professional assessment of all the details and can recommend the most appropriate lender for obtaining that approval.
At Money One, there is no need to worry if you have no credit history, have previously defaulted or been refused credit. We have a range of options at our disposal to help you with your vehicle finance or lease. Talk to our expert team regarding suitable options for you.
